What to buy now: after Christmas and January

Another year underway!

Here are some tips on what you will find great bargains or prices on, from now through January. Prices on many of these items are the lowest you’ll find them all year, so if you have the extra money and extra space, you may want to consider stockpiling these things.

1. Christmas items: This one is pretty obvious, but Christmas items at most places are already 50% off or more and will only get cheaper as the weeks progress. Sure, it means lots of cheap Christmas decorations, gift wrap and all that stuff, but don’t forget gift sets–if they can be broken down into something you will use, and it’s very cheap, get it! Don’t forget about all the teacher, coworker and other gifts you usually buy in December–because now is the time to get those items if you can.

2. Christmas foods: Turkeys, hams, baking goods, candy….all that stuff that has been lining the grocery store shelves, it’s got to go! Check expiration dates, check your storage abilities and buy what you will use. Get a frozen Easter ham now! Next week they will be much cheaper than they are the week before Easter. Most stores allow you to use coupons on clearance items.

3. New Year’s Resolutions: What are the most common New Year’s Resolutions? Weight loss, getting healthy, working out, dieting, quitting smoking, getting organized. Yep, yep, yep and yep. All of those items–nutrition and weight loss products, fitness apparel, fitness equipment, stuff to get your home organized, over-the-counter weight loss and smoking cessation products–they’re all on sale now.

4. Think Back to School: Seriously. Many stores like Staples and Office Max, go along with the “getting organized” theme, as well as they know that most students young and old are returning to school/college after an extended break. And they want *you* to stock up at their store before you go. If you need these items, check the ads first–lots of it is on sale.

5.  Procter & Gamble: Almost every year, Procter & Gamble does a series of huge promos at all the stores, plus a big coupon insert, often with a rebate attached.

6. Box Tops for Education: Besides Back-to-School time, this is the other time of year that Box Tops for Education and General Mills does a huge push for it’s products. Look for sales, coupons and rewards programs (with bonus BTFEs) in your local stores.

7.  Cleaning items: Along with the “getting organized” theme, many manufacturers do promos on cleaning products and items.

8. Comfort foods: anything related to soups, stews and other types of wintery foods–look for deals and coupons.

9.  Makeup/cosmetics clearance: January and July are huge clearance months for lots of items, especially cosmetics. I’ve already seen many items at 75% off at CVS and Walgreens. Combine with coupons for almost free stuff–this is one of my favorite deals to pursue!

10. Junk food: It’s Super Bowl or Football playoff season, so all the chips, dips, soda and other junk foods like that are usually very discounted. Happy Stockpiling! Don’t forget, I’m the Moderator for Stockpiling on HCW.

Using an envelope system to organize your finances

Funny, mine are never filled with $100s.

In a previous post, I mentioned the Dave Ramsey envelope system. I’m not sure why he gets credit for it, it’s an idea around since the beginning of money. I guess because he typed it up & marketed it. (Ok, now that I looked it up, he actually gives credit to his Grandma, how sweet.)

Envelope system explained.

I’ve used a system off again and on again for years. I find it works really well for groceries, not so well for gas (I never budget enough!) and not so well for restaurants. I’m actually less likely to eat out if I have to use my card. When that money is sitting in an envelope, I sorta feel like I’m entitled to get take out or something, when I normally wouldn’t.

Guess I should take Dave’s advice and rework it, he does say it takes a few months to get one you can work with. The system is now on sale at Amazon for $13.57–not a bad price to get organized.

Garbage Day: reusing & repurposing-make your own firestarters!

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This week’s reusing & repurposing post comes courtesy of my Dad. He makes his own firestarters. If you think about it, firestarters are pretty expensive, considering how much they are per box and that we can go through a box of 6-10 of them in a month. Plus this can be a fun activity for older kids if they are properly supervised.

What you need:

First, think about what the holder for the firestarter is going to be. It can either be a cupcake liner (all paper, no foil), or an egg carton (not styrofoam) that you’ll later cut up, or small paper cups.

You also will need a few items that you no longer want–a cupcake tin and a sauce pan. Use your old, scratched, rusted stuff, because you won’t be able to use it for food.

Used candles, the remnants. And either pine cones, paper scraps (like wrapping paper or newspaper, shredded into confetti) or raffia, dried straw, something like that. Dryer lint and cotton balls also work.

 

1. Get your “targets” ready. When the wax is melted–where are you going to pour it? So either line that cupcake tin with paper liners, or get those paper cups or egg cartons ready.

2. Melt wax slowly on low.

3. When it’s melted, pour it into whatever container you’re using and add your other fuel source–the paper scraps, the pine cones, dried pine,  whatever. This is also a good time to add string as wicks, if that is what you are doing. Just drop it into the melted wax and allow enough extra to light.

4. Once cooled, tie some string or twine around it and add a bow to make it pretty. Use either raffia or cotton string, this will serve as a wick.

5. Use as needed!

 

If you want to do this just as a project, and don’t have enough wax remnants, ask friends & neighbors to save it. Or visit your local craft store and you can buy it in bulk blocks.

 

 

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