National Donut Day-June 3

Mmmmm, gotta love a holiday you can really celebrate. So far I’ve read about free donuts at both Krispy Kreme and Dunkin Donuts. I also had an Entenmann’s box of donuts recently, and it said that they are doing some type of giveaway online. I don’t remember what. I miss having a Krispy Kreme. And now I’m hungry. I hope you have fun getting a free donut!

How do you spell-donut or doughnut?

Still thinking of getting rid of cable?

Several weeks ago, I did a post on what we did to get rid of cable. Specifically, Comcast. Perhaps if we had another cable company, I wouldn’t be so hateful. For those of you that are thinking of getting rid of it, you may want to check out this offer from DirecTV.  Here are the details of the offer:

Lock in your savings for 2 years and save $500! Plus get free HD and 3 months of Showtime, HBO, Cinemax and Starz for free. Plus Get NFL Sunday Ticket Free with most packages! Here’s my best translation of the fine print for you:

Choice Extra Package and above:

  • Free HD
  • Free HBO, Cinemax, Starz, and Showtime for 3 months
  • Free HD DVR and HD Receiver upgrade

Free NFL Sunday Ticket for Choice Ultimate Package and above.

How the $500+ Savings Works:
You’ll receive a monthly bill credit of $31 in your first year and a monthly bill credit of $16 in your second year. In order to receive the full $31 monthly credit in the first 12 months, just redeem your rebate online and sign up for DIRECTV emails. You’ll need to provide a valid email address. Redeem your rebates by visiting directv.com/rebates. If you redeem prior to your installation, your rebate credits will begin with your first bill. Rebates submitted online after installation will take 6-8 weeks. Rebates must be submitted within 90 days of the start of your service. Free HD requires Auto Bill Pay.

So, compare that to what you’re paying now, and it might be a better deal.

Another Giveaway! Monster Truck Jam tickets + discount code

Grave Digger

I have mixed emotions about all these giveaways I’ve been doing. On one hand, I’m very happy that my blog has reached the point that I qualify for very cool giveaways from some very cool sponsors. On the other hand, I’m actually quite jealous of some of the things you all are getting! This one is no different.

I just know my boys would love this, and what a great present to give to the man in your life for Father’s Day. Looking at the pictures, you’ve probably figured it out. This prize is a family 4-pack of tickets to the Monster Truck Jam on June 4 at the Linc.

Maximum Destruction

I have two boys and they are just all about trucks right now. We even have the Grave Digger toy and a few others. I know they would love this and I may just take them.  My little guy, one of his favorite things to play is “Crash!” where he crashes cars and trucks together and yells “Crash!” so this is something he would really enjoy.

To win these tickets, it’s just three easy steps:

1. Make sure you like me on Facebook, otherwise you’ll be ineligible.

2. Make sure you like Monster Jam on Facebook. Yes, we will cross-reference to make sure you’re on both lists!

3. Leave a comment here, on this post, telling us why you want to win, or what truck you or your kids would most like to see. Please be patient if your comment doesn’t show up right away. I am moderating them right now due to spammers, but I promise you they will get posted in the order in which they were received. Entries close at 11:00 PM on May 19, EST. I will pick a winner on Friday the 20th, double check that they qualify and announce on Friday or Saturday. Event is June 4 and your tickets will be available at the ‘will call’ booth.

I will be reposting this contest on the Facebook page, and sometimes will include additional chances to win. Stay tuned, and good luck!

If you wish to purchase tickets, I have a discount for you! If you order your tickets from this Ticketmaster page, and use the code BLOGGER, you will save $10 off of every $25 or $35 ticket you purchase. How cool is that? Note: The code and discount also work if someone orders by phone at 800-745-3000. The discount isn’t good for front row and VIP seats, kids pricing, or $15 seats, and it’s not available on the day of the show.

Grave Digger-The Legend

Note: If you’re not on Facebook, go ahead & enter.

Guest Post from Hilary: Common Questions from Home Buyers

For new readers, Hilary is a friend of mine and a Real Estate Attorney and Realtor. She occasionally does guest posts here, and please feel free to contact us with any questions you may have for her.

If it’s possible that prices will continue to fall, why should I buy now?

Price is the major concern for sellers, cost should be the buyer’s concern. That means you have to take into account what your monthly payment will be, considering not only the price of the home, but also the interest rate associated with your mortgage, insurance costs, and tax benefits. Waiting for prices to “bottom out” while interest rates increase can wind up costing more over the life of the mortgage.

When will I begin to see appreciation if I buy now?

Appreciation varies depending on the market you are in. Nationally, there are indications that home prices will grow slightly – only .5% this year. However, if you are in a thriving market such as the Bay Area – especially Silicon Valley, predictions for appreciation over this year alone are around 2-4%!

Does buying really make better sense than renting?

Yes, you are building your own personal equity. When you pay rent, you grow someone else’s equity in their property. As a homeowner, you are putting your money back into your own pocket through the time you remain in that property, you are saving for yourself. There are also many personal non-financial reasons which influence people’s decision to buy.