Funny, mine are never filled with $100s.
In a previous post, I mentioned the Dave Ramsey envelope system. I’m not sure why he gets credit for it, it’s an idea around since the beginning of money. I guess because he typed it up & marketed it. (Ok, now that I looked it up, he actually gives credit to his Grandma, how sweet.)
I’ve used a system off again and on again for years. I find it works really well for groceries, not so well for gas (I never budget enough!) and not so well for restaurants. I’m actually less likely to eat out if I have to use my card. When that money is sitting in an envelope, I sorta feel like I’m entitled to get take out or something, when I normally wouldn’t.
Guess I should take Dave’s advice and rework it, he does say it takes a few months to get one you can work with. The system is now on sale at Amazon for $13.57–not a bad price to get organized.
thank you! I am going to try this!!